Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Money that Buys Good Health is Never Ill Spent It's important to make sure your retirement strategy anticipates health-care expenses. The Average American Budget Learn about the average American budget in this fun and interactive piece. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.