ONE THING WE OFFER AT LEGACY ONE FINANICAL IN ADDITION TO FINANCIAL PLANING AND INVESTMENT ADVICE IS RETIREMENT INSURANCE.
Have you heard about the Kai-Zen strategy? Kai-Zen is a strategy that utilizes a combination of financing and life insurance to help individuals protect their income and save for retirement, providing TAX FREE income in retirement. This strategy is only available to a select group of individuals who fit the category of younger, high-income earners, who may have limitations with traditional retirement plans.
- Kai-Zen is a financial strategy that utilizes financing and life insurance to help individuals protect their income and save for retirement
- The strategy is particularly beneficial for high-income earners who may have limitations with traditional retirement plans
- Kai-Zen involves jointly funding premiums with bank financing and the participant or employer, with the life insurance policy serving as the full security for the loan
- Participants are not required to undergo financial underwriting or sign any loan documents
- The Kai-Zen strategy includes protection for the benefits in the event of employer bankruptcy
- By using bank financing, Kai-Zen aims to provide individuals with more protections and the potential to earn more for retirement than they would be able to without leverage.
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.